Five things to do before leaving home on Black Friday

For many, shopping on Black Friday has become as much of a Thanksgiving tradition as turkey, with friends and families whipping up a shopping strategy along with the dressing and gravy.

How tax laws can help lower education costs

It’s no secret that sticker shock sets in quickly when you’re looking at education expenses. Yearly tuition alone can range from nearly $8,000 at public four-year colleges for in-state students to an eye-popping $35,000 or more at private four-year institutions, according to the College Board. And those amounts don’t include the cost of room and board as well as other expenses.

Read contracts carefully

How often are you asked to sign something? I don't mean autographs or birthday cards, but legally and financially binding documents – everything from endorsing a check to signing a sales receipt to buying a house. Either way, they're all contracts.

PA State Association of Twp. Supervisors applaud actions of state’s Marcellus Shale Advisory Commission

The Pennsylvania State Association of Township Supervisors (PSATS) has been asking lawmakers to impose an impact fee on natural gas drillers and deliver much of the revenue to municipalities dealing with the side effects of the growing industry.

Public notices in newspapers

Public notices are printed in newspapers and posted on newspaper websites to let you know what government agencies are planning to do. They include meeting notices from school districts, notices about tax increases, school closings, gas drilling activity and more.

Smart uses for your taxes

Each spring, millions of Americans look forward to receiving a hefty income tax refund. And it truly is "hefty" with the average federal refund in 2010 hovering around $3,000. That's a lot of money to be giving the government through what is essentially a year-long, interest-free loan.

Procrastinators pay

I'm the last person to cast aspersions on anyone who procrastinates, given my own occasional lapses in that area. I'll leave it to the self-help gurus to supply behavior-modification techniques. What I will say, however, is that procrastination can be a very costly habit.

Who needs flood insurance?

As the spring flooding season approaches, the Region III office of the Federal Emergency Management Agency (FEMA) reminds everyone to include a key ingredient in their household's flood safety plan-flood insurance. 

Expert reveals how to fight cyberbullying at home

Jacquie Ream has had enough. Between the proliferation of cyberbullying that has been dominating the headlines and the inappropriate communications that cell phones enable between teens, she believes it’s time for parents to set up new rules for their teens regarding the technology that has become an intractable part of their lives.

Author shares tips from book, 7-Day Menu Planner for Dummies

Maybe it’s a sign of the times, but staying in for dinner—and eating out on special occasions only—is becoming the norm these days.

Students help eradicate polio one pinky at a time

To support the Rotary Foundation of Rotary International in their drive to eradicate polio from the face of the earth, two sixth grade teams at North Pocono Middle School (NPMS) recently held a “Purple Pinky Day.”

Tax filing deadline looms

Nobody likes being nagged, but I'm going to risk reader displeasure by reminding everyone that there are hefty financial consequences if you owe income taxes and do not file a return on time – or at least request a filing extension.

Tax Tips from president and CEO of Better Business Bureau

Crunching numbers while stooped over a pile of receipts, forms and coffee gone cold is a scene that most people are familiar with this time of year. It is no wonder that we dread and procrastinate the work of having to reconcile income, expenses and taxes.  

Don't let a layoff catch you unprepared

Chances are you or someone you know have been laid off recently. Being unemployed is difficult enough, but in a cruel twist, the longer you're out of work, the harder it can be to find a job. And, when work does finally materialize, it's often a lower-paying position. This double whammy can damage your finances for years to come.

Wham, bam, cram: Unauthorized charges on consumer phone bills

It used to be that “cramming” was associated with students pulling an all-nighter before a big test in order to digest as much study material as possible.  The definition of “cramming” began to change a decade ago when less than scrupulous businesses began to place unauthorized charges on consumer’s phone bills.   

Social media may just save email

Email’s been the whipping boy for all things bad about business communication. That may change soon with help from an unlikely new friend.

Allstate discusses importance of personal protection

Last week many picked out the perfect gift and arranged the perfect romantic evening, but planning can’t guarantee that Valentine’s Day, although already passed, won’t end in a broken heart.

Surviving Valentine's Day after your sweetheart has passed away: Five tips to help comfort grieving hearts

For kids, Valentine’s Day is a time to exchange funny cards and eat boxes of chocolate. For adults, it’s often much more than just a time to send flowers and buy heart jewelry, chocolates, and cards—it’s a time to rededicate your love to one special person.

Five smart questions to ask at tax time

Last year, individuals who qualified for tax refunds got an average of $2,887, up eight percent from the previous year. While there’s no guarantee that you will receive a refund, there are steps you can take this time of year that could both potentially lower your tax bill and enhance your overall financial situation. The Pennsylvania Institute of CPAs recommends you ask your CPA these questions.

Five tips for brain fitness in 2011

While millions of us have resolved to make 2011 the year for getting our bodies into better shape, an expert on neurological fitness suggests we also make this the year to get our minds into tip-top condition.

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